Every Penny Loved

 You might of heard the old adage 'money doesn't grow on trees' and it certainly doesn't (money is actually made out of cotton and linen) but money definitely does grow on the stock market. Now before your heart rate goes up and you click away, hear me out. We have all heard of that person who lost it all on the stock market and went from being a millionaire driving a Ferrari and owning yachts to shaking a cup for change but I can guarantee you that is a rarity and that person was certainly trading in a high risk product. We don't want to be shaking cups so lets be smart and play it safe.  All the stock markets of the world have shown growth averaged out over their lifespan. Yes, the 2008 financial crisis definitely created a dip and the Great Recession most certainly caused a significant dip but the markets always recover. The stock market is entirely controlled by the fundamental law of economics, supply and demand. When there is lots of people selling, the price ...

Whether you have built up debt because you went a little wild with the credit card, had bills to pay or you're on a low income we all have the ability to save a hefty some and reach our financial goals. In this post I will break down my best money saving tips that are so quick and easy to do whilst also bringing you great returns. Most people do not live a frugal cash saving life forever. This is an intense guide to saving money to get you to your saving goal. 1) Identify why you want to save? This point seems obvious and not really important. Why does it matter why I am saving money? Well it is important  because having a target enables you to avoid "dip ins" which will quickly deplete your savings. Want a new Ipad? That's your only reason to spend your saved money. Want to pay off your credit card debt? Thats your only reason to spend saved money. Want to build an investment? Thats your only reason to spend saved money. You get the point. 2) Build a budget....