Every Penny Loved

Beginning a new blog series where I break down frugal living tips that accumulated can save you tens of thousands. As always, make sure to follow me on social media @DraggedO Frugal tip #1 Meal prep: Prepping meals saves you money in two major ways. Firstly, you don't waste food by it going bad in your fridge then you having to throw it away. This is quite literally throwing money in the bin and is not frugal at all. Secondly, you're not tempted to order takeout because you're too tired after a hard days work. You can also meal prep your work lunches and this will save you spending money everyday on overpriced meals.  Frugal tip #2 Cancel premium tv: "Cut the cord" is a popular term in the frugal community and is even gaining mainstream use. The cost of watching premium TV channels averages out to be $99 a month. That's $1200 over a year and $12,000 over a decade. $12,000 is getting close to a mortgage deposit on a reasonable sized house. 

First things first, this post isn't questioning whether or not you should take supplements a doctor prescribed to you, you absolutely you should. This post is about optional/self medicated supplements. Ah supplements, able to be gimmicks and legitimate medication. I find it hard to watch people get sucked into buying supplements (at an extraordinary markup) on places like instagram and facebook. Let me be clear, supplements are a very useful and legitimate product that can genuinely save lives and improve the quality of a persons life drastically, just its doubtful you need a full range supplement in your teens or twenties. Let me explain, so say you own a uterus, that monthly bleed is quite often going to leave you deficient in iron, especially if you eat a diet low in iron. This is why my people with uterus' need to take iron supplements . Another example would be vegans, who all need to be taking a daily vitamin B12 supplement to remain healthy. When vitamins becom

Whether you have built up debt because you went a little wild with the credit card, had bills to pay or you're on a low income we all have the ability to save a hefty some and reach our financial goals. In this post I will break down my best money saving tips that are so quick and easy to do whilst also bringing you great returns. Most people do not live a frugal cash saving life forever. This is an intense guide to saving money to get you to your saving goal. 1) Identify why you want to save? This point seems obvious and not really important. Why does it matter why I am saving money? Well it is important  because having a target enables you to avoid "dip ins" which will quickly deplete your savings. Want a new Ipad? That's your only reason to spend your saved money. Want to pay off your credit card debt? Thats your only reason to spend saved money. Want to build an investment? Thats your only reason to spend saved money. You get the point. 2) Build a budget.